Zero Interest Finance


How to shop with ZipMoney




Fees and charges

  • No establishment fee for accounts up to $1500
  • Enjoy no interest for 6 months
  • No deposit required on any purchases made
  • Minimum monthly payments of 3% or $40 apply
  • A small admin fee of $4.95/mth, payable only if balance is owing


Safety and Security

  • Enjoy buyer protection on all purchases made using zipMoney
  • No credit card numbers. No worries!
  • We employ the same encryption as the big banks
  • We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

You must be an Australian resident,
18 years or over and have a job to apply.


Important Notice
Available to approve applications only. Minimum monthly payments apply, check your contract for details. Paying only the minimum monthly repayments amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry go the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service free of $4.95 is applicable while there us a balance outstanding. Lending criteria, terms,  conditions, fees and charges apply and are available one application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993). Australian Credit Licence number 441878. Visit: to learn from about zipMoney.